Protection Planning for You and Those Closest to You

what this entails at ng wealth

Life brings opportunity, progress and new beginnings, but it can also change without warning. Protection planning is there to ensure that, should the unexpected occur, the future you’re creating and the people you care about most remain financially secure.


At NG Wealth, protection advice is delivered with openness and balance. It isn’t about alarm or unnecessary complexity. It’s about gaining a clear understanding of your circumstances, your commitments, and the practical support that would truly matter if life took an unforeseen turn.


As a Financial Adviser and Wealth Planner based in Cheshire, I support individuals and families who want confidence that their financial arrangements are built to withstand challenges, not simply designed for the best-case scenario. Why Protection Planning Matters? 
For many people, their greatest financial asset is their ability to earn an income. Yet this is often the least protected part of their financial life.

Protection planning considers how you and your loved ones would cope financially if:

  • You were unable to work due to illness or injury
  • You were diagnosed with a serious condition
  • You were no longer here




These are not easy topics, but addressing them thoughtfully can remove uncertainty and provide peace of mind

London, January 2026

Anca Pintillie

I have the pleasure of working with Nina as my financial adviser and I can confidently say she is prompt, highly knowledgeable, and incredibly patient. She is genuinely passionate about what she does and consistently goes the extra mile.

Yorkshire, February 2026

Rajat Desikan

Nina is empathetic, punctual, articulate, pragmatic, tech-savvy, and really positive overall. I have a sense of peace knowing that my financial planning is in good hands with her, and I'm looking forward to what the future holds.

London, May 2025

 Sir Stuart Atha

I was not convinced I needed a financial adviser in this era of ChatGPT and Google. Nina has proven me wrong. Not only does she provide me with tailored and expert advice, but she delivers it simply and with empathy.

Book your free introductory call: We start with a relaxed conversation to understand your circumstances, priorities, and the people you want to protect.

Week 1

Introduction & Conversation

We have an easy, streamlined approach to every plan

how it works

Decide the right path together: Based on our discussion, we identify the types of protection that may be appropriate for you and your family.

Week 2

Choosing Your Path

Bespoke research: I source tailored quotes and options from trusted providers, explaining everything clearly so you can make an informed decision.

Weeks 3-4

Research & Recommendations

Put your protection in place: Once you're happy with the plan, I handle the setup and paperwork so everything is arranged smoothly. You can move forward knowing that you and your loved ones have a financial safety net in place.

Weeks 4-5

Implementation & Peace of Mind

How much protection cover do I actually need?

The right level of cover depends on your lifestyle, dependants, debts, and long-term goals. There’s no one-size-fits-all answer.


Without protection, you or your family could be left to cover everyday costs like the mortgage, bills, or loss of income on your own if something unexpected happens.

What happens if I don’t have any protection in place?

Protection can include life insurance, income protection, and critical illness cover, each designed to support you in different situations. If you own a business, business protection can also help keep things running if something unexpected happens.

What types of protection are available?

This is the most common starting point. People often underestimate the financial impact of illness, death, or loss of income on their family.

Do I really need protection in place?

You might have some questions

book your free call

Let's protect what matters most

These plans have no cash in value at any time and will cease at the end of the term. If premiums are not maintained, then cover will lapse.